Life and AD&D Insurance

Basic Life and AD&D Insurance

(Accidental Death & Dismemberment Insurance)

Eligible employees are provided with Employee Life and AD&D insurance through The Hartford, at no additional cost to you.

Acme provides eligible employees with $50,000 in group Life and Accidental Death and Dismemberment (AD&D), and pays the full cost of this benefit. Contact your Plan Administrator to update your beneficiaries.

These benefits may reduce as you age. See your plan administrator for details.

Supplemental Life and AD&D Insurance

For added protection, you can purchase voluntary life insurance for yourself, your spouse, and your child(ren) at affordable rates.

Evidence of insurability may be required for applications for coverage over the guaranteed issue amounts listed below. You may elect coverage for:

Voluntary Term Life and AD&D
Guaranteed Issue Amount²	Employee: $200,000 with no evidence of insurability for new hires. Spouse: $50,000 with no evidence of insurability for new hires. Child(ren): $25,000 with no evidence of insurability for newly eligible.
Benefit Cost	To view your personalized rates, log in to Workday or refer to the rate sheet.
Benefit Amount A combined election for both Life and AD&D will be required.	Employee: Up to 7 times annual earnings in $10,000 increments. Maximum: $1,250,000. Spouse: Up to 100% of employee coverage amount in $5,000 increments. Maximum $250,000 1 Child(ren): Up to $25,000 in $1,000 increments.1

Why Do I Need Life Insurance?

Ask yourself this: In the event of my death, how would my family …

Pay final expenses?
Pay off debt?
Pay for daily living expenses?
Replace Your Income?
Maintain financial stability?